Lake and Waterfront Homes for Sale in Chandler, Gilbert and Scottsdale

Waterfront living in the desert? In the Phoenix metro, it's real. Several master-planned communities were built around man-made lakes, giving homeowners water views, paddle boats and fishing a few steps from the back door. If you're searching for waterfront homes for sale in Chandler, Gilbert or Scottsdale, here's what to know about the main lake communities and what to check before you buy.

Chandler Lake Communities

• Ocotillo is Chandler's best-known lake community. Its lakes wind through the neighborhood, with lakefront homes, condos and townhomes, plus golf nearby.
• Cays at Downtown Ocotillo offers newer homes in the Ocotillo area, close to Downtown Ocotillo's restaurants.
• Fulton Ranch in south Chandler has lakes, parks and walking trails.

Gilbert Lake Communities

• Val Vista Lakes has lakes, a clubhouse with a lagoon-style pool and a busy calendar of community events.
• The Islands has hundreds of waterfront homes along a series of lakes, with boating and fishing for residents.
• Greenfield Lakes offers lakeside living with walking paths.
• Layton Lakes is another southeast Valley community built around the water.

Scottsdale: McCormick Ranch

McCormick Ranch in Scottsdale combines lakes, miles of greenbelt paths and golf. It's a good choice for buyers who want water views in central Scottsdale.

What to Check Before Buying a Lake Home

• HOA dues and what they cover: Lakes cost money to maintain. Lake communities often have higher dues, and some charge a separate lake fee. Ask about the reserve fund and any planned special assessments.
• Boating and dock rules: Each community sets its own rules for boat types, motors, docks and fishing.
• Lakefront vs. lake access: A home directly on the water usually costs more than one a street away with access to the same amenities.
• Seawalls and docks: Find out who is responsible for repairing the seawall and dock behind the home: the owner or the HOA.
• Insurance: Talk with your insurance agent early about coverage for waterfront property.
• Rental rules: If you might rent the home later, check the HOA's leasing restrictions and minimum lease terms.

Thinking About Selling Your Lake Home?

Waterfront homes in the East Valley stand out to buyers, and the view is the star of the listing. Good photography, twilight shots and a clear explanation of lake access and HOA amenities make a real difference. Request a free home valuation to see what your waterfront home could sell for.

Find Your Waterfront Home

Browse our waterfront and lake homes page or search all homes for sale. For a local opinion on which lake community fits you best, call Kirsten Shafer at Property Plus USA at 480-586-3700. As HOA managers as well as brokers, we know what to look for in a lake community's budget and rules.